Ruth Wandhöfer is an expert in the field of banking and one of the foremost authorities on transaction banking regulatory and innovation in financial technology matters. With over 11 years at Citi where she drove regulatory and industry dialogue and developed product and market strategy in line with the evolving regulatory and innovation landscape, she left in 2018 in order to embrace a more independent career.
Ruth is an independent NED on the boards of the London Stock Exchange Group, Permanent TSB and Pendo Systems Inc. She is also an advisor on regulatory and industry affairs for Coinfirm, senior adviser in KPMG’s UK Banking Practice as well as Partner at Gauss Ventures.
She continues to focus on her passion of bringing the financial industry and the emerging financial digital ecosystem together, in particular across the blockchain/distributed ledger space, an area which she recently researched in her PhD.
Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch (Sunday Times), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine. In 2015 she was the recipient of the ‘Women in Banking and Finance Award for Achievement’ and featured on the 2016, 2017 and 2018 global ‘Women in Fintech Powerlist’ of Innovate Finance. In 2018 she became one of the Top 10 Global Fintech Influencers (Fintech Power 50).
She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics (UK), an MA International Politics (FR) and an LLM in International Economic Law (UK). She published two books: “EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road” (2010) and “Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy” (2014), both Palgrave MacMillan. She is a visiting professor at the London Institute of Banking and Finance and also lectures at Queen Mary London School of Law.